Cash Flow Net Worth by Guardrail Finance

1 idea per week related to CRE Finance and Investment

Every Monday, we discuss 1 idea that can increase both your cash flow and net worth through real estate financings and investments.

Background

Guardrail Finance is both a financial intermediary for multifamily and commercial real estate loans and a Sponsor of real estate equity syndications.

Interest Rates

Interest Rate Update - Declining yields offer renewed opportunities for investors

Investors in commercial and multifamily real estate may find some relief in the latest U.S. Treasury yield movements, which indicate a slight downward trend in rates across multiple maturities since last month.

Although still high compared with September 2024, the 10-year Treasury yield has fallen to 4.471% as of February 10, 2025, down from 4.770% on January 10, 2025. This decline of nearly 30 basis points suggests potential easing in borrowing costs, which could improve deal flow and refinancing opportunities.

Similarly, shorter-term yields, such as the 5-year Treasury, have dropped from 4.586% last month to 4.314% today, making mid-term fixed-rate financing more attractive for investors looking to lock in rates.

Implications for Commercial & Multifamily Investors

• Refinancing Opportunities – Investors with loans maturing in the near term should explore refinancing options, as declining yields could translate into lower borrowing costs.
• Cap Rate Stability – A cooling in Treasury yields may help support property values by keeping cap rates from rising too aggressively.
• Acquisition Window – With financing conditions improving slightly, investors who were hesitant to purchase due to rate volatility may find this a more favorable time to structure new deals.

Looking Ahead

While Treasury yields remain elevated to historic lows, the recent dip could signal potential stabilization in the market. Investors should stay alert to Federal Reserve policy signals and inflation data, which will continue to shape rate movements.

For those considering acquisitions or refinances, now may be a strategic time to engage the market to explore rate-lock options before further market shifts occur.

If you're facing an upcoming loan maturity or plan on making a levered acquisition, let’s schedule a call to discuss your best options.

📧 Email me today to discuss how we can finance your acquisition or upcoming refinance.​

Best regards,
Robert Newstead

Navigating the Market with Guardrail Finance

At Guardrail Finance, we specialize in arranging financing on behalf of clients and in syndicating real estate investments on behalf of investors to help you capitalize on opportunities in multifamily, affordable housing, medical office, and industrial properties.

​Contact Guardrail Finance to assist with arranging your Multifamily & CRE Financing​

​Partner with Guardrail Finance to unlock opportunities in workforce housing, medical office, NNN, and industrial real estate​

Relevant industry news

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​Bond Rates Remain High​

​Interest Rates Could Close to Neutral​

Recent Posts From Guardrail Finance

Click the following link to go to our article on LinkedIn called Recently Closed​

Click the following link to go to our article on Medium called Real Estate Investing Wealth Club​